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…You Can Be There Too

Cybersecurity is a fast-growing industry with great opportunities and a huge gap in skills. It is one of the most fields in demand right now, with a vast array of specialties to choose from. The amazing part of the world of cybersecurity is that you do not necessarily need an IT background to be a cybersecurity practitioner. I am a perfect example to confidently attest to the fact that one can have a successful career in cybersecurity with no technical background. I used to think it was impossible to achieve certain things in this world until I transitioned into cybersecurity as a non-technical person.

The world keeps on altering from natural disasters to terrorist attacks, the outbreak of pandemics and wars, economic spins, etc. Despite their unpredictable and sometimes terrible natures, we continue to see resilient innovations and technological developments that keep the world countering these challenges. These situations keep creating a compelling need for remote services and solutions.

The growth of the mobile application (app) industry is on the ascendancy. Using smartphones has increased and serves as a major driver of innovations. Companies have leveraged the capability of the smartphone to lower costs at various levels. Unfortunately, certain elements in society have taken undue advantage of the growth in the mobile app industry. The interest of unscrupulous mobile app developers has led to the collection of excessive amounts of personal information for various reasons, including aggressive marketing campaigns.

In this technologically advanced era, clicking has become one of the most fundamental acts we perform. According to Wellnomics and Statista, the average computer user makes 600 clicks per hour and spends 3 hours and 27 minutes on the computer, respectively.

In the hyper-connected world of today, these breaches are a threat to both organizations and people. Teams in charge of security no longer ask themselves if an attack is coming, but when and how to plan for it. When a business has a data breach, it faces a wide range of effects and risks that can hurt them in many ways, and figuring out what happened can be very expensive. When companies invest in information security, they often do so to protect their private data and the personal information of their customers. In the past few years, privacy problems have been reported often enough to make people wonder if companies have the right incentives to keep customer information safe.

Cyber insurance (Cyb-Ins), which is also known as cybersecurity insurance or cyber liability insurance is a type of non-life insurance, that protects organizations from the loss (mostly financial) incurred from cyber-attacks and or data breaches. It is a risk treatment option organizations adopt to protect themselves in the event of information security or cyber security incidents. Such security incidents may include business email compromise, denial of service, ransomware, data loss, theft of money, fraud, etc. Just like any other insurance product, Cyb-Ins may cover first-party and or third-party liabilities. According to ‘MarketsandMarkets’, the global Cyb-Ins market is expected to grow from approximately USD 12 billion this year to USD 29 billion in the next 5 years.

According to Wikipedia, the generic meaning of the word ransom is the payment made to a captor for the release of a captive (person) or a valuable. This meaning does not differ in the world of cybersecurity since the concept remains that a captor (cybercrime actor) captures the data belonging to an organization or person by using specialized software tools (ransomware) to encrypt the data or by modifying the access path to the data so that the legitimate owner of the data is denied access to it either in full or in part and sometimes to exfiltrate the data. In most cases, the motivation of these cybercriminals is to demand the payment of ransom to them by the owners of the system or data.

A Phishing attack is a type of social engineering attack that malicious attackers often use to steal sensitive data such as login credentials, credit card information, etc. Phishing is one of the biggest Cyber threats organizations face in the Cyber world.

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